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Know Your Myers-Briggs Type? Here’s How It Could Affect Your Money Decisions

Sep 29, 2016 in MBTI Talk | 0 comments

This article was written by Moira Lawler and originally published on Forbes.com. To read the article on the original website, click here. There are few of us who can resist a good personality test, whether it’s a silly one that pinpoints your spirit animal or a serious one that helps you find your true calling. That’s because getting more insight into ourselves is, at the very least, fun, and at best, seriously eye-opening. Perhaps the most well-known of the eye-opening variety is the Myers-Briggs Type Indicator (MBTI), a self-reported questionnaire that assesses your personality based on your innate preferences toward extraversion or introversion; sensing or intuition; thinking or feeling; and judging or perceiving. Those preferences then form a four-letter sequence, like ENTJ or ISFP, which serves as your Myers-Briggs personality type. You may have come across the MBTI in a work setting; companies sometimes use it to help employees identify what makes them tick and how they can use their strengths on the job. But it can be illuminating for a lot of other areas of your life, too—including how you manage your money. Curious how each letter of your Myers-Briggs type could affect your finances? We broke down the four key dichotomies and asked psych and money pros to explain their influence on your money-management style—including what you should watch out for that could hinder your progress. Extraversion vs. Introversion The E-I preference pair deals with the way people source their energy. “People who prefer extraversion tend to get their energy from this world of action and people and things,” says Michael Segovia, lead MBTI certification trainer for CPP, publisher of the MBTI assessment. “People who prefer Introversion like the opportunity to reflect and sit back and ponder in their own space.” True to their sociable stereotype, extroverts tend to lean on others when making big decisions. “People who prefer extraversion don’t know what they’re thinking until they hear themselves say it,” Segovia says. “That’s why they bounce ideas off of other people the way they do.” Extroverts may also be prone to overspending on social activities like annual getaways with friends or work happy hours. They could benefit from spending more time reflecting on how they manage their money, such as writing down how certain purchases made them feel. “You might say, ‘This was a waste,’ or ‘I was feeling deprived when I bought this, and now...

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Celebrating a 60th Wedding Anniversary—Love Is in the Air

Sep 27, 2016 in MBTI Talk | 0 comments

A big part of any trip for Mom is finding souvenirs to bring back to friends and family. A souvenir shop in King’s Market, located just a block from our hotel, is the perfect place. Dad, Cindy, and I settle in as Mom and Terri start collecting trinkets to buy. I wander in and out of the shop relatively quickly and instead find a T-shirt stand being set up just outside. I buy a T-shirt for me and one for Kevin. Dad worries that all the souvenirs Mom is buying won’t fit in their luggage for the trip home. Still, when Mom comes over he hands her more money. Mom doesn’t want to leave anyone out. I go over to help Mom at the register as item after item goes through checkout. I can’t help but see the line that has formed behind her, and people are looking a little impatient. I don’t want us to be an inconvenience to them, which I see as a common characteristic of others who share my INFP preferences. Once done, we head back to the hotel. Kevin is awake and organizing things in the room for the day. I tell him that Cindy has reserved a cabana down by the pool for all of us. But before heading to the pool, Kevin wants to check out the shopping market we just came from for himself. Together we walk across the street to see what we can find. As soon as we enter the open-air mall, we both spot Na Hoku Jewelers out of the corner of our eye. We’ve always liked their koa wood and silver rings, so we decide to try them on. Shannon behind the counter is very helpful and patient as we try on various rings. It is just the perfect time and the perfect place, so…we end up buying our wedding rings. We love Hawaii and are thrilled to find rings that represent our love in so many ways. Giddy, we take a picture out front of the store and then head back to the hotel. I’m sure that Cindy and Terri are already at the pool, so I want to hurry a bit to meet them there. I’m looking forward to jumping in the water again. If you want to read more about my Hawaiian family vacation, check out the previous blogs in this series: Celebrating a...

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Celebrating a 60th Wedding Anniversary—Loco Moco

Sep 22, 2016 in MBTI Talk | 0 comments

It’s Wednesday, and I’m still fighting that sad feeling that our trip is almost over. I remind myself that we still have today. If I let it, today could be a wonderful day. As usual, we are all wide awake very early and ready to go. By starting at the break of dawn we sure are making the most of our days here. Kevin sleeps in while Mom, Dad, Terri, Cindy, and I head out to a restaurant that Cindy has found. It’s called the Hawaiian Style Café and is known for serving traditional Hawaiian breakfast. I love trying new types of food and can’t wait! I’ve already decided I’m going to go for the Loco Moco! I’ve never had it, but am game for the experience. There are many variations, but the traditional Loco Moco consists of white rice, topped with a hamburger patty, a fried egg, and brown gravy. Yum! We arrive just as they open. There is already a small line waiting to get in. We get our table with no problems and start looking over the menu. Special thanks goes to Dana, our server for her friendly and “with it” service. Hawaiian Style Café is known for serving huge portions. We are all hungry but are no match for the enormous plates of food that arrive shortly after we order. Dana could tell we were worried about leaving so much food on our plates, so she let us know the pigs at a local farm get all the leftovers. Midway through our meal, the restaurant has filled. There still isn’t a line, but I can tell one will be forming later this morning. The house-made Loco Moco was a hit. I will definitely come back the next time I’m in Hawaii. As we sit side-by-side so early in the morning eating our wonderful meals, I’m quietly grateful for this time together. I have such a wonderful family. Thanks, Hawaii, for this magical time together. By the way, if you want to give Hawaiian Style Café a try, here is the address: 65-1290 Kawaihae Rd, Waimea, HI 96743. If you want to read more about my Hawaiian family vacation, check out the previous blogs in this series: Celebrating a 60th Wedding Anniversary—Live in the Moment Celebrating a 60th Wedding Anniversary—Perceiving Is Alive and Well Celebrating a 60th Wedding Anniversary—The Krakken Celebrating a 60th Wedding Anniversary—A Three-Hour...

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Celebrating a 60th Wedding Anniversary—Live in the Moment

Sep 20, 2016 in MBTI Talk | 0 comments

As we head back to the hotel for some downtime—nap, pool, walks along the beach—I start to feel that little bit of angst that our time together is going by too fast. It’s already Tuesday. We just have tonight and tomorrow together, and then our trip will be over. This happens to me on every vacation I go on, especially when I’m having a wonderful time. Instead of living in the moment, I let my preference for Intuition take over and start thinking about the future. Doing this can really take me out of all the wonderful things happening in the present moment. While I’ve done this all my life, I’m getting better at not letting this take over today. As I come back to the present, suddenly all the sounds in the car flow over me. Mom and Terri talking about life back home. Cindy sharing stories about her husband, Dave, and their dog, Stewie. Kevin humming to Hawaiian music playing on the radio. There is so much to experience in this world of Sensing if we just make the effort to give the present moment the time it deserves. After some time on our own, we all come back together for dinner. Tonight we are going just down the beach to the Lava Lava Beach Club. Situated right on the beach, the place is alive with people laughing, eating, and drinking. A guitarist is playing Hawaiian music in the sand nearby while a women dances next to him. Dinner is good, and we are all just enjoying the relaxing time together in this perfect setting as the sun falls beneath the ocean in the distance. Cindy and Terri are a treat! I have such wonderful sisters! They have been on board with this trip from the beginning and have been wonderful to be around every single minute. Being with them makes me want to schedule more time with the family again soon. If you want to read more about my Hawaiian family vacation, check out the previous blogs in this series: Celebrating a 60th Wedding Anniversary—Perceiving Is Alive and Well Celebrating a 60th Wedding Anniversary—The Krakken Celebrating a 60th Wedding Anniversary—A Three-Hour Tour Celebrating a 60th Wedding Anniversary—Early Morning and Ready to Go Celebrating a 60th Wedding Anniversary—Dining by the Sea Celebrating a 60th Wedding Anniversary—A Life of Love Celebrating a 60th Wedding Anniversary—My Preferences Do Not...

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Companies Would Benefit from Helping Introverts to Thrive

Sep 15, 2016 in MBTI Talk | 0 comments

This article appeared in The Economist on Sept. 10, 2016. To read the article on the original website, click here.  MOST companies worry about discriminating against their employees on the basis of race, gender or sexual preference. But they give little thought to their shabby treatment of introverts. Carl Jung spotted the distinction between introverts and extroverts in 1921. Psychometric tests such as the Myers-Briggs Type Indicator consistently show that introverts make up between a third and a half of the population. Susan Cain’s book on their plight, “Quiet: The Power of Introverts in a World that Can’t Stop Talking”, has sold more than 2m copies; the TED talk based on the book has been viewed just over 14m times. And yet, if anything, the corporate approach to introverts has been getting worse. The biggest culprit is the fashion for open-plan offices and so-called “group work”. Companies rightly think that the elixir of growth in a world where computers can do much of the grunt work is innovation. But they wrongly conclude that the best way to encourage creativity is to knock down office walls and to hold incessant meetings. This is ill-judged for a number of reasons. It rests on a trite analogy between intellectual and physical barriers between people. It ignores the fact that noise and interruptions make it harder to concentrate. And companies too often forget that whereas extroverts gain energy from other people, introverts need time on their own to recharge. The recent fashion for hyper-connectedness also reinforces an ancient prejudice against introverts when it comes to promotion. Many companies unconsciously identify leadership skills with extroversion—that is, a willingness to project the ego, press the flesh and prattle on in public. This suggests that Donald Trump is the beau idéal of a great manager. Yet in his book “Good to Great”, Jim Collins, a management guru, suggests that the chief executives who stay longest at the top of their industries tend to be quiet and self-effacing types. They are people who put their companies above their egos and frequently blend into the background. Many of the most successful founders and chief executives in the technology industry, such as Bill Gates of Microsoft, and Mark Zuckerberg of Facebook, are introverts who might have floundered in the extroverted culture of IBM, with its company songs and strong emphasis on team-bonding. In penalising other people like them, firms are passing...

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